Our clients come to us with three main aspirations, a need for full financial freedom and independence, a need to maintain their lifestyle of choice and a need to have financial flexibility to pursue their interests and hobbies. We partner with our clients to help them achieve their needs and goals by creating a long‐term strategy that is personalised to each individual, couple or family.
Financial Planning and Advice varies throughout our clients life stages, an approach that works during your 20’s won’t suit you during your 50’s. Our life stages strategy ‘Create, Consolidate, Protect’ demonstrates the changes an individual incurs overtime:
Create
Consolidate
Protect
Moro Capital can provide you financial advice in the following areas:
- Superannuation including untaxed super schemes
- Retirement planning
- Estate planning including death benefit payments
- Aged Care planning
- Centrelink advice
- Ongoing tax management
- Personal and business insurance
- Cash flow management
- Debt management
- Wealth accumulation and planning
- Investment advice
- SMSF management
- Redundancy
Our Specialist Services assist our clients beyond the standard service offering and include additional administration services:
Centrelink and Nominee Services
We provide extensive advice on Centrelink including ways to maximise your benefits and ensure you are receiving your correct entitlements. We assist with application forms and paperwork on an ongoing basis and our nominee service allows us to update Centrelink of any changes to your situation. We have the knowledge and experience to liaison with Centrelink on your behalf and provide ongoing advice on the impact a potential change in circumstances will have on your benefits including nursing home entry.
Superannuation & Retirement
Our Superannuation and Retirement service follows the traditional offering in this area, we provide extensive advice in all areas and products within the Superannuation system including Untaxed Super Schemes. We assist with ongoing forms, letters and communications from the product provides of your plans and remain up to date with ongoing legislation and changes to ensure that you are aware of the potential impact to your plans and overall financial strategy. As part of the traditional offering we meet with investment managers and monitor your portfolio on an ongoing basis and during our review process, that is conducted annually or half yearly, we revisit your investment and/or strategy objectives to ensure you continue to remain on track.
Estate Planning and Report Service
Our Estate Planning service is a combination of financial advice and a detailed administration service that provides you with a total Estate Planning package. We utilise the latest software to provide you with detailed reports that can be used by yourself or your next of kin in the event of injury, illness or death. We have the knowledge to provide extensive advice in Estate Planning and can provide you with ongoing advice in the event your family structure changes.
Aged Care Service
We provide extensive advice for entry into a Residential Aged Care Facility; our services can include completion of paperwork for Centrelink and the elected Aged Care facility. We have the knowledge and experience to liaison with the Aged Care facility and we can assist in ensuring that Centrelink are informed of your change in circumstances and/or assets. As Accredited Aged Care Professionals our financial advice details the payment options available to you and your family and includes consideration for your Estate Planning, Centrelink, investments and assets and ongoing cash flow after entry.
